I recently switched brokers, and I've spent more time than I care to admit trying to figure out how to change the company name in my signature.

with such a low loan balance the difference in rates with no fee's is probably not that astronomical.and if it still works IE the tenant is paying off your mortgage .. then who cares really.

But with us doing 2-3 remodels a year at a minimum (and this doesn't include the smaller jobs, such as finishing attics and improvement projects on the rentals, which we also do year-round), and having 11 full time rentals, in which the employees take care of, does this make sense? 

I would be very careful with this. 

If the property is increasing in value, then a lender mostly will not care if they give more money into the property.

When these 2 months of training are over, I'll go back to actually living in my primary residence and house hack from there.Conclusion: This March I'll have $1094 gross income - $1175 in direct expenses, $400 of which goes straight into the pockets of people I care about (e.g. couch friend and cleaning lady neighbor).

I would tread carefully 02,04,06,08,09,19,54 .Though they all have their good places.After I narrowed down block and brick in decent enough zip codes, I would view each address permit history for the latest upgrades or replacementsHope this helps

I use a property management and they would take care of the place since im over 2 hours away.

It's incredibly easy to manage as I have phenomenal tenants when take care of the place, so I'm personally happy with the little money it makes + principal pay down + paper losses from depreciation.

Can't dump mulch/gravel and so on in the back, but can haul all sorts of things and is utilitarian enough to not care if it gets dirty.