If you have credit card debts with high rates/high balances I would focus on paying it down to 15% to 30% Max balance to credit limit ratios to lower your DTI - Debt to income ratios, increase credit scores and be in a better position to buy more properties at a lower mortgage rate.

I am mainly interested in buy and hold or rent by room using BRRRR strategies... numbers do seem to work if you are creative and what is positive is although big capital organizations have come in to Spain to invest, regular small/medium investors that actually use experienced info, strategies and network/community is not trending or arrived so strong as in overseas.Cheers!

@Ryan SummersNo matter what California is going to get you whether your LLC is in California or notMy recommendation just buy in your name and get an umbrella policy

If you are buying a second home and qualifying conventionally, then a second home purchase can be done with 10% down.

Many builders are offering great incentives right now for buying down your rate permanently, and/or paying some/all of your closing costs. 

I told her I would buy her a Mini Cooper.

An out of the box thought - buy your next primary residence or retirement house. 

Considered buying apartments or building storage facilities.

Question, can i use HELOC from primary residence to buy land somewhere else and be able to deduct interest that I pay on HELOC?

@Huck Nguyen Am currently buying a vacant property.