You could find most formulas online that you need with a little research.

I would bet that some $9/hour bank rep. told her that she could try a short sale.

He charges $400 to evaluate a loan to determine if it is predatory.I am willing to bet that his offer is more predatory than the loan that you got.Why don't you tell us the nature of your loan?

There are several that are really designed to help new landlords and bridges the gap between "I'm totally new and have no idea what to do" and giving away the majority of your cash flows to a property management company.BP has a page that shows reviews and gives you some options to consider (my company is one of them, but each on BP's list is good and offers something different).http://www.biggerpockets.com/online-property-management-software.htmlMy estimate is that there are now around 100,000 small landlords using this kind of software to get started.

You must be Colorado....oh wait you don't have a football team......hahahaha j/kChevis, OK here is what you need to do sign up online for a company called http://www.octitle.com/ this is a free service.

In separate forums, I’ve posted a couple of questions lately about online real estate brokerages and online doc filing sites (for filing LLCs and corps).

Look online if possible and see what the property has sold for in the past.

Your local REI club is one place another is online sites like craigslist,backpage and online sites like fsbo.com are great places for deals.You can even market for those deals.

I buy at the Tax Deed sales in Houston Texas.There are some good online resources in our area for the Lists of Properties.

Howdy Brian: bet business is booming for you!