Or any tax strategies that I’m potentially missing out on by not setting it up in an LLC versus personal conventional mortgages?

However you are missing out on strategy that will likely save you more in the long run, IF your goal is to grow into larger properties or take advantage of cost segregations 

But I think the house hacking strategy is a great way to make big moves in 2023.

What strategies have you all employed to lower DTI and meet lender requirements? 

My strategy is to keep it for long term and create equity.

Your repercussion has already happened.People who sue HUD, sue all of us.Able people who accept sec 8, landlord or tenant, are abusing an otherwise noble social program, if they position themselves to qualify as a financial strategy, rather than qualifying for reasons of bad luck.

Have at least 2 exit strategies that you can use, if your plan doesn't work.For the cost of repairs, do not take responsibility for the unpermitted work, because purchasing the house will make it your responsibility and that's a risk that can undo your strategy in a heartbeat. 

I would prefer to keep the tenant than to find new tenants so weighing what is the better option and what others have experienced.Thank you in advance!

Let's keep rocking it out there, inviting opportunities, and building our futures together.Thank you all in advance for your support and looking forward to connecting with many of you!

I have some ideas, but I'm curious to see if there is already a strategy for this problem.