Not sure what information you're getting but I don't think it's accurate.

is that accurate?

Another question I have is how do you guys calculate taxes and insurance to accurately calculate the loan payment?

I’d love to play 1 appreciation gamble every two years (buy a 800k house in San Diego or something, rent it at 4-5k, which covers mortgage, and cash flow from other properties for cap ex) and profit at sell off on appreciation in 15 years.That’s another thing I don’t need the cash flow to live off of and I don’t intend to retire on the cash flow in the next few years.

Again, I’m speaking from the perspective of a different state’s standards, but if all of this is plainly accurate then she seems to me to either be an incompetent, poor, or somewhat “shady” at least, agent and I would try to not do business with her representing me as her client at any point, now or in the future.

Most of the responses are accurate, just get some quotes and shore up your numbers.

And how would you go about obtaining accurate numbers on income and expenses?

I don’t feel DOM from Zillow are accurate.

Does anyone have any recommendations for a company or companies that you have found to have more accurate information over the next company?

Decent tax savings.The numbers are not accurate, just used as an example but I'd love to hear your thoughts on which route you would pursue and why?