From your experience, what is the most efficient, less intricate, and productive way to create positive cash flow in this business.

What would your positive cash flow be from them?

Seeing that he can buy properties that provide $100/month per door positive cash flow after a 30 year mortgage and using the 50% rule for expenses, he figures he needs 50 doors

Interest rates go down - you can refinance and payoff early - bank is at a loss.The bank loses as soon as the market interest rate changes.Therefore, as soon as the bank enters a contract, they want to close out their position.

In 2005 I started telling my members to decrease their debt load, unload marginal properties while the prices were approaching the peak and improve their cash position.

This is called "catching a falling knife" Just think what position you would be in if you accumulated property 3 years ago.

Thanks in advance for all of your help and I look forward to a positive 2009!

If you're covering that with the loan proceeds, you're in a shaky position, long term.

The one thing about HUD that is both positive and negative is that you have to close in 7 days from the day you set the close and this is good if you have a buyer for the home but if you set the close and for some reason the buyer misses the date even by one day you have to wait another 7 days.

I have done the math and even with the 50% rule I come out with over $100 positive cashflow.I know this is a general question, but am I missing anything??