We have a handful of properties in the cape coral area that we're trying to find cheaper insurance coverage for.

If you do have to take that next step and involve collections, those companies take a high percentage but it's better than nothing.

We have strict criteria and only buy if we can properly segment risk.

I have a question regarding if I can use BPcon as a tax deduction for my business. 

I am trying to get in touch with them about a house that they won at tax auction 3 years ago, but have gotten no response.

I have three homes and am looking for my 4th.

It depends, do you have the cash?

Although we had all the right steps, the bank still balked at the series at first.

The advantage of my "day" job is i have a lot of spare time sitting around hotels with little to nothing to do.

@Jason ScottI would also take the higher rate and put less cash at closing as the delta as mention is $50/mo which means as long as you refi in next 4 years then taking the credit was the better choice.This is assuming the $50/mo does not have a significant impact on you and your finances.