@Rick Soto,Both options have their pros, but here’s a way to think about it given your plan to move in 5 years:Option 1 (10% DP, 2-1 Buydown): This gives you lower payments for the first two years and saves you cash flow short-term.

Knoxville has some good ones like First Tennessee, Pinnacle Financial Partners, Y-12 Federal Credit Union.

I'm planning to invest, start small and get my way up which area you think is the best for me to start looking?

Just wanted to add the MidAtlantic Summit convention @Dave Van Horn and his team hosted last year was top notch with the next one planned for October 2019. 

Hey Joshua,I'm currently in the throws of a development project in Brooklyn, and the $300 a sf model is a little light, especially if you plan on decent finishes. 

But, I don't plan on it.I am out, hard on Bitcoin and other cryptocurrencies.

If you're planning to use an FHA loan or another owner-occupant loan, there are typically rules about tenant occupancy.

Ask your property manager to prepare a staffing plan which would show how they would staff the property and what the salaries would be. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Quote from @Frank Chin: @Matthew SpiegelSome years back, I used to go to the local building or planning departments, and get the information from the local offices directly.