Hey all at BiggerPockets, I am self-employed health writer and journalist living in San Francisco. 

I’m a long-time business reporter/writer who LOVES to go down rabbit holes of public records research.

Many of the same insurance under writers that have pulled out of the Florida market, have also pulled out of the Louisiana market in the same time period due to the hurricanes that have affected both regions in the last few years.

We would love to find someone who is a very good writer and also knows an excels in graphic design.

My wife is involved with a writers club that meets at Michael's Deli in King of Prussia on a monthly basis.

He's a writer for BP and STR developer in Western NC.

I might just be making this narrative up in my own head, but I feel it would be kind of awkward for the tenant to respect me as a landlord while at the same time having to write rent checks to an entity that makes overt mentions of being funded by said rent checks. 

so far I’d just checked as a landlord with Safeco, Mercury, a few Farmers agencies and some other agencies that represent others which all said they won’t cover me, however, one Farmer agency sold me a $900 policy and said I’ll be covered which I later scope into the policy coverage that spelled out it doesn’t cover animals and I’d confirmed this with the Farmers district manager office; one of their policy writer called their underwriter.

James, the short answer is both.There are “direct writers”, those companies who only sell there product through there own agents, like State Farm.  

Sun Microsystem started making it 20 years ago to compete with Microsoft but when that failed they decided to make it open source years ago...Writer a word processor you can use for anything from writing a quick letter to producing an entire book.Calc a powerful spreadsheet with all the tools you need to calculate, analyze, and present your data in numerical reports or sizzling graphics.Impress the fastest, most powerful way to create effective multimedia presentations.Draw lets you produce everything from simple diagrams to dynamic 3D illustrations.Base lets you manipulate databases seamlessly.