What would cause a buyer or seller to chose and TRUST you over someone with 20 years of experience, market knowledge, connections, and a head of grey hair? 

At least you should not be, if you pulled the trigger properly.

I am aiming for a policy where my cash value surpasses premiums paid as fast as possible without triggering a MEC.

Critical to understand the standard of care that triggers the clause and as the property owner you want negligence and not "wilful misconduct".

Here are some considerations regarding the tax implications and getting started in real estate investing:Tax Implications: Cashing out stocks may trigger capital gains taxes, depending on factors such as your income tax bracket and how long you've held the stocks.

I'm still waiting to pull the trigger on my first property, which will be a 2-4plex where I live in one unit and rent out the others, but my question is (for you or anyone else that may be in the know) is whether this is just for first-time homebuyers or in general?

A broken washing machine probably wouldn't trigger this, but perhaps a refrigerator would.

Hello,I am still working towards finding my first deal and find myself not confident enough to squeeze the trigger and make an offer.

, i'm at FRED and its latest data has the Feb 24 U-3 at 3.9%, up from the low last year of 3.4%, triggering the Sahm Rule for a 100% correlation with a recession but no 5.3% that i can find? 

If you're looking to invest OOS you should check out this Bigger Pocket Blog here: Core 4 Members of a Profitable Long-Distance Real Estate Investing Team (biggerpockets.com)explaining what's needed and how to build your Big Four team so you will have boots on the ground ready to move full speed ahead when you're ready to pull the trigger.