Earning interest outside a retirement plan sucks. 

I would ask them what services above and beyond the required broker services they plan to perform. 

@Andrea Lucarelli - We are converting our planned airbnb into a mid-term rental here in Chicago because it got denied by the city because supposedly its in a "planned development area". 

I dont know the delivery time on a ADU but I'd assume same with site plans and zoning. but how do you get your money out of that?

Speak with the director of development (they're not always titled that way, so just ask for whoever deals with area developments, new construction, rezoning, etc.) to ask if they'd be supportive of your plan.

@Joshua Tucker Building real estate on tribal land offers unique tax benefits, but it requires careful planning and collaboration with tribal authorities.

On the other hand, self-education through books, podcasts, and free resources is cost-effective but requires discipline and a clear plan.

Of course, the floor plan has to be conducive to this.

Are you planning to invest there?

It's a decent tool, but as Greg mentioned, I'd definitely plan for a worst case scenario and make sure it cash flows at the highest interest rate juuuust in case.