That's $1,000 plus materials.

@Sateesh Kumar, it's tough to give up on a 2.5% interest rate, although of course your unique personal situation comes into play.

Lots of material online.  

If the pumper pulls out inappropriate material you can address with tenant. 

Taking the time to plan and invest in quality materials or professional help usually pays off with fewer repairs and greater peace of mind.

Mike licensed Mortgage lender who can do residential owner occ loans is what a RMLO is.they are tough to find because most work for a broker that will not allow one offs.. when I was current with my RMLO license I thought about setting up for this business but too much work for to little money.RMLO needs to be a state licensed mortgage lender and NMLS registered to do owner occ loans. 

Hello @Sa'Mara Roberts,This is a tough situation to be in, but it seems you're being forced to file a partition. 

I live in Brampton ON and am relatively new to Real-Estate but willing to work hard, so looking to connect with Greater Toronto Area (GTA) specific meet-up groups and learning material to take my passion in real-estate further.

Can be tough but they are out there.

Personally all of my STR's could at least cover themselves as LTR's, although I acquired most of them pre-COVID and it is tough to make a retail investment at current rates and values that work as both.