Reading it I can feel adrenaline and cortisol start to gush and my neck tighten.

@Daniel Purcell with City of New Orleans being so restrictive, is there a neighboring City that seems to have less of an issue with STRs and is still fairly accessible to all the things visitors are interested in?

@Scott TrenchFreddie Mac just announced that as of July 28th they will be doing away with the no income limit restricted area's for Home Possible, which allowed for house hacking up to 4 units with only 5% down.

HOA restrictions..And just about any other possible underwriting scenario nobody thought of. 

Hopefully, this provides perspective.Keep in mindThe Fed started hiking rates in March 2022, and only stopped tightening in July 2023, having lifted short-term interest rates by 525 basis points or 5.25%.Average 30-yr mortgage rates started moving aggressively upward a bit earlier (in January 2022) and only peaked (at just over 8%) in October 2023.

There are some restrictions on maximum combined loan to values and occupancy type for secondary and third lien positions that will need to meet lender guidelines. 

@Robert EllisAsk your property manager to get feed back following showings.Do you have any restrictions for tenants like pets?

They typically have other restrictions like 20ac minimum for lots or existing farm houses, etc.

Currently the pilot areas are restricted to designated pilots on the North, Northwest, West, South and Southeast sides. 

Financing a park model home and land under an LLC for Airbnb purposes can be a bit tricky due to certain restrictions and preferences of lenders.