@Les Jean-Pierre Had Section 8 tenants and got a bunch of energy upgrades through a state program.

I did not know of this time log requirement for STRs, so as a newbie I am going back through emails, texts, phone logs, invoices, etc. to determine how much time I spent on everything.  

Not one of the detractors in this thread has gone through the entire course. 

This will avoid the asset having to go through probate and any 3rd party (family) related issues.3. 

The best thing you can do is to get in touch with a few lenders and walk through your specific scenario. 

Not looking for long term rental in the basement so going through all the headaches of converting into legal ADU are not worth it. 

You are likely to get a better rate on your CD through an account like this also.  

So maybe think this through a little more.

Once you have a PM put it on market for rent your friend is more then welcome to go through the process with them.

The husband told us to apply through Zillow, so we filled out the application on the platform.Before completing the application, we spoke to the wife over the phone to clarify some questions.