Quote from @Gregory Schwartz: I just read this article from Redfin (Housing Market Predictions for 2025) that predicts mortgage rates will stay at 6.85% in 2025.That seems like one of the few predictions saying rates will stay that high.

I'd stay away from Del Toro for non performing notes, especially.

Payments stay lower, cashflow better and it'll boost your balance sheet not to mention lower risk when things go awry. 

A window A/C might keep it comfortable, but it often doesn’t meet the standard for counting it as fully finished square footage.

Quote from @Scott Mac: Safety - Inherit a fully paid for SFH, in decent condition, in the neighborhood you live in, and rent it out to long term tenants who you are comfortable with.

For now, staying local allows me to leverage my property management experience—most of which came from working directly for family and close business associates who were property managers, contractors, and business owners.

You just have to be comfortable knowing that you shouldnt expect to see strong price appreciation unless you force through the NOI. 

What is the true marketing channel Whether it’s direct mail, cold calling, networking, or something else, I’d love to hear what’s been working in your market and how you’re staying ahead of the competition.

Get out of your comfort zone.

Multi-family properties typically draw transient tenants, singles or couples without children, who stay only 1–2 years and cause moderate to serious damages.