The time has come for me to start investing in real estate and before doing so i'm looking to build a strong and dedicated team of partners: agents, lenders, contractors and property managers mainly in the Cleveland area (but also open to markets within a 2-3 hr drive away) that already possess an excellent track record in their line of work and that value long term collaboration.

:Before you go too deep into the process, look at how long the period of time is for the system to recover its cost from operational profit. 

I'll also add that guidelines change over time. just because they don't like it now doesnt mean they wont decide later to be okay with it.  

However, they spend a ridiculous amount of time for 1-2 deals a year.

If you're new to real estate investing and looking to get the best value, I'd suggest considering **house hacking** using an **FHA loan**—it can be a great option for first-time buyers.

Most lenders will also look at debt coverage ratio which limits leverage at this time due to higher interest rates.

For Example:  All Blue houses make more money.Lots of times, I tell people not to trust me, since my topics can be vetted, plus I don't know their personal situations.Just surprised that people on the Forum don't have more Podcast visits referenced in their bylines. 

If you don't have the zoning already I wouldn't waste my time. 

Purchase price: $325,000 Cash invested: $50,000 This time I acquired a property that needed little to no work.

I invest out of state because at the time, I could not find anything that would meaningfully cashflow, plus a $150k deal was a LOT less scary than a $800k deal!