My daughter looks at me and says "huh, that's pretty smart.

I recommend TransUnion Smart Move, but there are plenty of other options.

Hi Ramdi,Great to see you're exploring private money lending as a financing option→ it's a smart move, especially if you're looking to scale while conserving your own capital.

These are very smart people who can prolong the process indefinitely. 

Is it smart to buy properties that are already move in ready and rent out immediately in an area like this as opposed to buying rehab properties? 

Especially someone as smart and versed in RE as you are.. you could do very well and maybe your already doing it or considered it.

So that I find out doing my own calls to find out why the offers was denied even was just so close from asking price and Im willing to go with second offer, I found out that the place has reserve litigation issue and my agent who I rely on and keep emphasizing how we need to work smart dropped the ball again on me and didn't due enough diligence even he claims he knows how to do property searches etc etc which made me feel its an extra that he has, it was very sample to just ask the listing agent so not to waste my time neither his sending unnecessary contracts...

Just trying to be smart, considerate and do the right thing all around.Thanks.

Ensure all additions meet local building codes and have proper permits.In your specific case, converting the loft into a bedroom and adding a bathroom could be a smart move, potentially increasing your home's value and appeal to larger families.

Your focus on both cash flow and appreciation is a smart approach, particularly given the high cost of living in Silicon Valley.