The end goal is to be fully dedicated to investing but there's so much to learn and I don't have the risk appetite to also quite my 9-5 to fully dedicate to real estate.I would love to learn more about investment deals and how I can find ways to fast track my goals. 

Sounds like you’re on a good track, just need to keep plugging along.2) usually you can’t just “roll” other debt into a mortgage without doing a refinance.

Quote from @Rafael Ramos: I would focus on a newer build in a nicer market with a proven history of appreciation.

Any investor with this track record should have access to debt at 10% interest with 1-2 points, or potentially even less for someone their size. 

Make this your measurable goal that you track with your daily activity each day .. aka Key Performance indicators or KPIs.

Only one bank account needed, but you'd have to track income & expenses to do transfer and year-end accounting.As @Nathan Gesner mentioned, not really worth it.You two could also open a joint bank account for collecting rent and pay expenses, just be sure to track everything.Do NOT do what @Paul De Luca stated about transferring title!

I use all of the services above, but the Expense Tracking service, also free, is an invaluable resource for my property management.

I would go a step further and ask about their funding times, process, and track record.

It's not good for marketing, bookings, guest communication, calendar tracking, etc. 

Platforms like CINC (Commissions Inc) and BoomTown are popular among realtors for managing lead generation and tracking and often support custom single-property pages too.