A HELOC could help temporarily if you plan to payoff the balance quickly and are planning to save on monthly payments in the short term.  

The key is balancing protecting your business with connecting as a human being.

Make sure to include proper disclaimers. 

@Rud Sev, I would ask the syndicators you are considering if they have any sample K-1s they have issued in the past to try to get a general idea of how they treat their common taxable items.There are a few things that are likely needed to be outlined:Your capital account balance for the investment, i.e. how much money the syndicator is saying you have outstanding at any time and used to calculate preferred returns, can vary from your taxable capital balance shown on K-1.  

You have to properly vet and perform thorough due diligence (which I didn't do a couple years ago when I first jumped in).

So, proper screening is EXTREMELY important!

This is just the start of a larger decline in a company raising money from investors without proper SEC fillings that is starting to not pay investors back.

The specialist I recommend you have is an attorney to properly draft the documents and a title company to facilitate the deal.

Quote from @NA L Harrison: It is irresponsible of you to take in animals you can't properly house.

Don’t forget to plan for the future, maintain a healthy work-life balance, and celebrate small wins along the way—it’s all part of the journey!