In my acquaintance's experience, one of whom has triple digit number of loans being serviced by them they have produced quality and reliable results.FCI is another large, well known servicer used by many people in the industry.

What you're probably referring to are what I call "pseudo" investment clubs which limit their  discussion to a relatively tiny # of deals that also happen to be ones where the club is taking a cut from the sponsor (usually via a referral fee from the sponsor or a portion of the promote).

I'd like to start small with 1-2 STR tiny house(s) or other less expensive "alternate housing" options (yurt, airstream, etc).

How much does your credit score affect interest rate when the loan is based on income producing property?

My belief is there are 2 primary plays in coastal CA cities 1) patience (long term coastal CA RE has always produced good to great return) 2) value add.  

Depending on credit history and income the property can produce you may be able to go up to 85% financing on a 1-4 unit purchase. 

If you are unfamiliar with producing a business plan it can be quite daunting, it may take you a year or more to put the numbers together.

A partnership with LG and GM to build a factory to produce car batteries.

The new owner was left with no recourse… you can’t control the market that can plummet next week because of XYZ.in my business I can take the “fire” and produce more.

The kind of coffee  grown, and the grade which will be produced.