The WY LLC has a local registered agent, so it will appear perhaps like an outside private lender, rather than me being my own lender.   

However, there are lenders who offer more flexible terms or even no prepayment penalties, depending on the deal structure and your investment strategy.To find such lenders, here are some options to consider:No Prepayment Penalty Loans: Some lenders, often private or portfolio-based, offer DSCR loans without prepayment penalties, though the trade-off might be a slightly higher interest rate or fees.Yield Maintenance or Defeasance Alternatives: Ask about other prepayment structures like yield maintenance, which can sometimes be less restrictive depending on market conditions.Custom Terms: There are lenders (like us at Phoenix Funded) who can structure loans tailored to your needs.

There are several buildings for sale near me that could house 5 to 6 private offices.  

If you have a lender you trust and work with regularly, it wouldnt hurt to have a conversation about it with them.

Investment Info:

Small multi-family (2-4 units) buy & hold investment.

Purchase price: $480,000

Cash invested: $75,000

Purchased as a single family home with a basement and a seperate entrence. C...

Let me know if you would like to have a conversation.

Our meetups are casual, conversational, and rather roundtable in approach.

My questions and points can help guide that conversation.1.

If you're looking to do a fix and flip or something like that, there's no reason why private lending couldn't work for you.

Second, you’re just twisting the conversation rather than understanding the real issue here.