Look at how people invested 20, 40, or 60 years ago.

Property classes are different from neighborhood classes, and many people often use them in combination.

The limit is "three unrelated people" and cousins are not considered related under this code.

As other people mentioned the areas do change pretty quickly. 

The property is only 9 years old so that's why I put only $10k also, they are opening a new company that will employ thousands of people nearby so that's why I put a 6% income growth and only 3% expense.

From this perspective, yes, I am still legally responsible.But how can both people be legally responsible for the same loan?

Last time I checked only people who have lost a home are those who do not pay.

I haven't seen a lot of discussion about this topic which surprises me since I feel like personal finance people talk about HSAs all the time! 

Usually, this is a sign of stability and a preview of the types of people who live in the area. 

Some high and lowlights:- I had one tenant that brought German cockroaches in and then blamed it on me- Same tenant asking if her daughter can visit but failed to mention it was 5 more very noisy people- another tenant having constant loud arguments with his gf- tenant saved some of my stuff when the house flooded due to a pipe burst and another time during a monster rain storm.