If you need cash for remodeling new home do a LOC on your owner occupied house before you rent it. 

I had to explain to her that when I rent from you, I have temporary owner's rights and you can't just walk into my house whenever you want.

We feel this encourages/trains good payment behavior:)We have several MoveIn Specials owners can approve like, free TV, Washer or Dryer (used), etc.Our main goal with MoveIn Specials is to stand out from our competition. - Just lowering the rent really doesn't do that.

If the partner moves out of state next year they are still a 10% owner, but you simply hire another property manager for that same 8-10%.

As long as you are on the loan, on title, and live in the home for 12 months minimum, then your non occupying coborrower can qualify for 5% down at owner occupied rates.

It's doesn't have to be 20% downpayment for a owner occupied home. 

Or tenants know they are the owner and take advantage of that. 

It can depend on the property, but owner paying the bills seems rare these days. 

Call the mechanic or gas station up the street and ask the owners if they know someone.

In 1997, I don't fully understand why, the City of Denver paid the golf course owners $2mil to rezone this parcel as a "conservation easement" this was extremely restrictive zoning and meant it would essentially be destined to be a golf course for eternity 3.