The pandemic fueled low interest rate boom demand has normalized, but the market is still moving.

I still normally leave 15-25% in the deal.  

My advice would be to do a cash out refinance and pull some cash out now that rates are dropping back to normal. 

I am understanding it as subtracting that from the amount I would normally give them? 

I normally suggest being right smack dab in the middle with a low risk B class asset.   

I recently placed in a class a unit (almost $2k/ft value) because it is beach unit and expect higher water contact (normally class a gets real wood).Carpet in common areas in short run is cheap but long run will cost more than concrete stain or LVF.  

Most MTRs can be anywhere from 1.5-3x the normal LTR rent.

This would normally depend on the condition of the property and the Condition of the tenant.  

These groups are often in flux about where they meet, when they meet, how often they meet, so this is meant to be a general resource.NTAREI- https://ntarei.com/ Normally meets about 2x a month in North Dallas at the Holiday Inn at Preston and LBJ NE corner.

Lots of ways to start, but I normally recommend figuring out your WHY, and then match that WHY/your goal, with a location.