I have purchased apts. in foreclosure because the lender did not know that they had negotiated a non-recourse loan with the owner. 

If you have non-Roth retirement accounts, consider converting them to Roth accounts.

There are significantly less opportunities for HELOC on non-owner occupied but there are some (you would likely need to investigate to find a few).  

There are also discrepancies due to whether or not the public record includes garage square footage.

Most will also sell to public if you have the storage space and want to save money in the long run.

So I guess the question is how long will it take for the general public to realize that 7% is the "new norm"?

Lots of fakes out there so be careful.And its not so  much they will steal up front money from you.. but you waste time and money finding a place thinking they are going to fund you put up non refundable EM spend money on inspections only to have your deal die because you got with someone who cant fund or never could fund. 

And if your selling NON mls props its hard to run data..

This is public info and usually it will change based on seller being there a long time or something like an elderly tax rate.What are insurance costs like (we've got a lot of local variability around fire insurance for ex.)?

The gist of it is that when you dispose of your entire interest in a passive activity in a fully taxable (as opposed to a tax-deferred) transaction to a non-related party, i.e., selling a non-grouped rental property in a taxable sale to a non-related party, both current and suspended passive activity losses generated by that activity can be deducted.