In the past we've always relied on agents, but this is time consuming and it always feels like we're being a bother when asking.

This negative position can consume years of cash flow to recover.

That will get consumed with yearly expenses, especially a 3 acre lawn to maintain.  

Check out the following links where you can look them up - NYC's Department of Buildings ; Nassau County Consumer Affairs ; Suffolk County Consumer Affairs.

@Morgan Alema - If I were in your shoes, I would prefer to sell, scoop up at least $250-500K of tax free money since it was your primary residence, buy something modest in your new city, and leverage the rest into cash flowing assets, be in real estate or businesses.

You answered your question in the last sentence - disclosures are required on conventional but not for DSCR - these are really aimed at overprotecting the consumer (non sophisticated or non real estate professional) - since DSCR Loans are 100% business purpose and for investors (and typically for experienced investors or non-first time buyers only), there is less need to overly disclose / overly explain everything in a disclosure since its assumed they are experienced and know the basics

There is far more prep, detail and care that goes in to doing a decent job and it's super time consuming.

For example, I remember when Celine Dion bought a "modest three-bedroom home" in Vegas that was over 3,000 feet.

My spreadsheet is $30This helps pay for consumables. .

It's a pretty modest/blue collar area.