I think I will go this route as the PMI will not add a significant % to the interest when compared with interest I would pay to get that 20k by other means (student loans not paid off).I have found a house listed at 125k that is a 3/2 1000 sq. ft. ranch with nice updates (granite countertops, hardwood refinish, cherry wood cabinets, finished basement, modern bathrooms, etc.), garage, deck, and an 800 sq. ft., finished, basement.

He pulls out his laptop, which I had brought mine.

If you see a person in bell bottoms and a tie dye shirt, you know that's 70's, and if you see a ranch house with a Japanese inspired entry and a 5/12 or shallower roof, with large windows, situated across almost the entire lot with a large front and back yard and a lot of stone work, you know you're looking at midcentury modern- in my area that puts it firmly in the late 50's to mid 60's.

A resale in 5 yrs or so would entail a complete repaint and carpet but would probably still be modernized from the recent rehab.

Later that same day is the Austin Modern Home Tour.

You may be looking for a more modern updated lighting scheme, but for the money this was really awesome.

Omar Check out American Modern Insurance Based out of Ohio.

Have a contractor walk through with you on the deal and try to get a handle on what this stuff would cost to modernize your deal or at least bring up to code.

But modern quantitative traders want much higher statistical certainty.I am mostly talking to traders who have made their money in the last 10 years.

To be honest that tank top picture was the ONLY picture on this laptop I had that was of me.