Which accounting software and tax software do most of you small investors use?

If you need guidance as an investor or novice, Advice, To be professionally an expert in this field .

While most DSCR lenders require 20-25% down, some allow lower down payments under certain conditions:1. 15% Down DSCR Loan✅ Some lenders allow 85% LTV (15% down) with strong DSCR (1.2+), good credit (700+), and reserves✅ Higher interest rate compared to 20% down✅ May require prepayment penalty2. 10% Down DSCR Loan (Rare & More Expensive)✅ Available for experienced investors with strong financials✅ Often requires higher reserves (6-12 months of PITI)✅ Could involve seller concessions or second lien financing3. 0-10% Down with Creative Financing🔹 Seller Carryback: Find a seller willing to carry a second mortgage for part of the down payment🔹 Cross-Collateralization: Use equity in another property instead of cash down🔹 Gap Funding / Private Money: Partner with a PML for the down payment

Welcome Anthony, BP is a great platform to learn and connect with other investors!

I am a Real Estate Broker myself who has helped over 400 other investors.

.- Unexpected expenses that eat into profits.For example, some investors who bought in 2022 at high interest rates expected strong rent growth to cover costs.

With the DSCR formula being Rent/(PITI+HOA), we're seeing that most savvy investors are putting own much more...in many cases 30% to 35%...to get the DSCR above 1.0%.

I'm just gonna say as a investor most real estate agents are used to closing deals with either cash or conventional.

The property I am on they are trying to avoid foreclosure by turning it over to a rescue fund and diluting investor's money.

They don’t really spend any time teaching you how to raise capital or how HNW investors think.Also, they push the LP structure which doesn’t protect the GP who takes on personal liability (which we’ve heard from sources)Check out Capital School - a complete turnkey solution taught by someone that’s raised $2B with the help of others