S&P 500 beats RE by double.S&P 500 = $900,000Real Estate = $460,000However, these units are good for someone who wants to dip into real estate while using their unit any time they want with the aforementioned owner perks but without the hassle that ownership brings like maintenance, roof, bad tenants, furnishings, bill payments like SDG&E, internet etc.

Investigate areas with strong growth potential and rental demand, and take into account regional real estate market trends.Networking: Attend local real estate events, sign up for internet discussion groups, and establish relationships with seasoned investors.

What I'm trying to say is that I recommed giving us more details or if you don't want to put personal info on the internet find a in-person tax professional or accountant who is familiar with rental property taxation to determine your eligibility for deducting rental losses and ensure that you're compliant with tax regulations.

I would concentrate on ways to accumulate capital.  

Internet How did you finance this deal?

Internet How did you finance this deal?

Internet How did you finance this deal?

She is a therapist and need concentration she said. 

no real way around it unless your in the business and you can offset some of your interest income with business deductions but you still have to spend the money to deduct it.. although driving to your loans may allow some car write off perhaps.but really your going to make money and pay tax's its better to concentrate on the collateral and a safe investment so you actually have some income to worry about.. 

You could have asked her directly and given her the benefit of an honest and open conversation about it, but you came on here and asked us strangers on the internet who don’t know her or you, so you get what you get like it or not.