Both of these allow you to low down payment loans to buy a primary residence with fixed interest rates.

It would be less complicated if you helped her find a starter home, gifted a portion of the down payment if needed and allowed her to own something without strings. 

You are correct, buying a four plex is tricky here putting 3.5% down.

The best strategy is to focus on properties that cash flow at today’s rates and consider a refinance down the line as a bonus rather than a necessity.

Purchase price: $90,000 Cash invested: $55,000 Triplex in SE Cleveland (D+ neighborhood)Purchased for 90 and saw 105 for valuation. 25% down plus closing costs and unit repairs has led to about 50-60k going into the deal.

•Drought-Resistant Landscaping: Consider native plants, decorative rocks, or even artificial turf in smaller sections—it cuts down on future maintenance headaches.

Wealth-drivers are appreciation, debt pay-down (ie. principal payments) and tax shielding.

So, starting with a budget, and then narrowing it down to the must haves, then the like to, then any bonuses. 

I don't think anything is 100% sure, and all the documents all the syndicators have you sign will melt your face off.

Step 2: Narrow down your "buy box" (are you market-indifferent, are you looking for a certain level of cash flow, etc.).Step 3: Connect with real estate agents and begin making offers!