Can you imagine the “cash flow investors” who needed that cash flow when COVID hit?

By "Tax Loss" I mean that it is likely that without depreciation your property is cash flow positive.If you Materially Participate in the management of your portfolio of rental properties, that loss will be treated as Non-passive, and will flow through to page one of your Form 1040 tax return.  

Dumb question, but is this called a cash-out refi?  

If you pay cash, you don't have to cover the cost of a mortgage.

I would love to maximize cash flow but also do not want to be left on an island if there is damage. 

So either you pay for the repair out of the idle cash in your account, file an insurance claim and use those funds, or rollover/transfer funds from another retirement account to cover the cost. 

The math behind Real Estate is not that complicated, Revenue - expenses and debt service = cash flow. 

Hope is a bad strategy.The only on market strategy that I think can work is paying cash/line of credit/hard money for a property that does not qualify for conventional financing.

Rent, Expenses, NOI, Cash Flow, COCR, Cap Rate, Market cap rate. 

In fact because an IRA kicks off UBIT on leveraged real estate many people opt for private lending until the account has enough to buy real estate in cash if that is their goal.