TIAErich your best bet would be to amortize it over thirty with a 5 year balloon. the issue with private lenders  vs. banks is private lenders use their money to lend and many times it may not keep up with inflation - so lending for that long does not make sense.

This can provide flexible funds for a BRRRR strategy.4.

Jesus only mentioned tithing to illustrate how hypocritical the Pharisees were but you can bet most preachers won’t preach it that  way .just like when you hear of the parable of the “ widows mite” preachers are quick to say it’s an example how we should do sacrificial giving down to the penny  like the old widow did when it was actually when understood in context as another example of Christ calling out the Pharisees and how they extort people !   

However, the lower payments give you flexibility in case a major life event stresses your finances and/or monthly cashflow. 

Furthermore, this rule may be disregarded as investors become more creative.For instance, if investors intend to buy and make a long-term hold play, betting on appreciation, they may be able to afford to pay more.

He is a friend and willing to be flexible for a creative solution as he just needs some of the cash for a down payment. 

Hi Randy, After wholesaling for 20 years, managing 50 investor agents, and owning multiple rental properties myself, here’s my advice: Wholesaling is all about being the connector who brings value through speed and flexibility.

Also remember the time these returns will take to amend along with the possibility of opening up audit periods/red flags with the IRS due to amendments.Doing this yourself on turbo tax likely won't be your best bet considering all of the details.

It would also give you more control and flexibility in how you manage your properties while ensuring you can take full advantage of tax deductions available to businesses.

If they don't have one, I bet they know somebody.Answering your questions:1.