Hey Ximei,I totally understand wanting to maximize the impact of your initial investment, and if you're open to taking on a bit more complexity, the BRRRR route can be a game changer.

i am confident i can manage the relatively small amount of requests, and have heard some good things about apps and software that are a "one stop shop" for landlords that allow payment, leases, and repair requests. i ...

There was a "Syndication Gold-Rush" and with that, a lot of persons with "Gold-Fever" got in vs those with solid game-plans and know-how to PROPERLY do the operations of such. 

And only listen to multi millionaires IN THE GAME.

You don't get better roi -- build a nice monthly income with a couple props in this realm and then move on to a "better" area to play the lower returns hopeful appreciation game - or consider single family, flipping etc.  

But HSA is a game changer.

I think that'll help you gain more insights into the market and start building your team for the long-term game. 

Favorite this post and check it 5 years from now.

Blockchain - Ingenious and a game changing technology. 

Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.