I will say though with this last renewal period some insurers are actually starting to lower their premiums… a little, after the Florida legislature made policy changes that favored the insurance companies… so that is at least a small step forward.  

Our partner, Jamari Spruell, identified the property as an off-market opportunity, allowing us to avoid competition and secure a favorable price.

I gather their property management and team are really top notch (which is the most important thing with OOS investing), so maybe the returns will still be good, despite the slightly less favorable rent/price ratio.What kind of rent to price ratio are you seeing?  

While this could lead to a temporary softening in rental demand, it also opens up opportunities for investors to acquire properties at more favorable terms.ConclusionThe recent drop in mortgage rates to their lowest point since May 2023 presents both opportunities and challenges for the housing market.

I had 2 deals fall through because the owner didn't file taxes, without Schedule E's it is impossible to get favorable funding.

DSCR would be your best bet but again 25% down and a DSCR of 1.25% minimum.Do yourself a favor and do not let just any Lender/loan officer pull your credit just so they can take an application and have a possible deal.

You can set to only record motion, the presence of a car, the presence of people or record constantly. 

The rest you can handle from an hour away.Do yourself a favor: buy "Every Landlord's Legal Guide" by NOLO.

The lower the LTV along with the higher the credit score, the more favorable impact on the rate.

This is usually done under the assumption that laws are more favorable where the LLC is formed, then the persons home state.