I really appreciate you taking the time and providing a detailed reply. 

*However*, if you nickel and dime every nick and scratch, then you should be a lot more detailed in and out.

Can you share your company's details, website etc?

Your concern about deals looking "too good to be true" with 50% down is valid, so focusing on a well-rounded analysis is a great move.Tools like Cashflow Analyzer Pro with Deal Instant Analyzer can provide a detailed breakdown of real estate investments.

I am happy to assist and have a detailed discussion to go over potential options to help if you would be open to it.

Borrowers will be provided an upfront disclosure detailing this information.Contractor(s) Acceptance: Ø does not “approve” contractors or refer contractors.

You'll probably want to look into having your assets held in a living trust or some other kind of trust if wishing to avoid probate in California.As to your question about the mortgage, there's a federal law that the attorney might be referencing that generally protects transfers into a living trust from causing the need to refinance, but would need more details to discern.

I own 5 sfr in San Antonio and rent them out with a property manager handling all details. 

You should have a clause in your lease agreement or an addendum detailing their responsibilities along with penalties for violations.At Keyrenter North Jersey Property Management, there are a couple things we always go back to when making these decisions:- How can we provide the best value/service to clients and tenants?

Hey everyone,For those in the real estate game, how do you track your property expenses, labor, and other details during the renovation process, especially when managing multiple properties simultaneously (e.g., 3-5 houses)?