Another option is to invest in the market instead of paying down a mortgage.

This property is gonna cash flow over $1000 a month after we're all said and done with utilities mortgage and more.

Have you ever taken out a loan to afford the down payment for a mortgage and do you know of any lenders that offer that?

That's because the city won't calculate the actual amount till a structure is built, aka it's not just a plot of land anymore.This will obvious cause your property tax bill to go up and also your mortgage escrow account as well (sometimes these things can make your mortgage shoot up a few hundred a month). 

My mortgage brokers but I’m not ready to reveal them just yet.

If you are buying a buy and hold rental, do not pull a HELOC or you're paying a mortgage payment on the new property AND HELOC interest.

I'd make sure you have enough money from a job to pay the mortgage if you don't have renters for some time. 

I'm an investor and mortgage broker and have options for loans that go as low as $75,000 and down payments as low as 15%, which makes it easier to stay above $75,000.

Quote from @Brendan Jones: I am very new to learning about real estate and am looking for advice on my first home and how I can best use it to help offset my mortgage and generate cash flow.

Builders can give you some sense of cost and project scope and local officials can let you know if any grants exist for affordable housing, re-zoning efforts, etc.