If you have 30% utilization on one card of $3k with a $10k limit but have 20 other cards with $0 debt equating to a total credit line of $250,000, I do not see why having $3k in debt should be worrisome at all.

The owners are out of the equation.

Also, I'm approved for up to $200k (could get more easily if I asked for it according to the loan officer at SEFCU) which would equate to approx. $1550/mon w/local taxes and 3.5% down.

Would this be accurate and reasonable for my buyer and seller if I follow the standard equation of ARV(.70)-repairs- my fee = offer price.

Do you think I should consider this in the equation? 

An IRA or 401(k) is best suited for passive income, which includes interest, dividends, royalties, rent from real property and the future sale of such a passively held asset.The other side of the equation is ensuring that as you conduct such a transaction, you are not personally benefiting in any way (such as a commission on the transaction) or adding value to the IRA/401(k) through the provision of goods or services. 

Section 8 requires that you accept a "median market rent" - which equated to 70% of true market. 

Unfortunately, with the exception of your credit score, all of the variables in this equation are going against you. 

I don't think the LLC part of the equation came out til later.

Sure interest rates and economic growth as well as property conditions factor into the equation, but only so far as to establish a price that can be defended.