The compute a "Debt Service Coverage Ratio".

CAR uses ZipForms; you can buy the software and load it on your computer, or sign-up for online access (available anywhere with internet connection; always updated).

I saved my pictures on my desktop (the format is jpeg) but could not paste them.http://www.biggerpockets.com/forums/25/topics/68721-pictures

Before there were pictures on the computer, you would have to drive to the house and then see that it has a flat roof or is next to a methadone clinic.

I have some long computes so I pop in a business related audio book or Pat Flynn - Smart Passive Income.Thanks for your list of podcasts - I'll check them out.

Horse-feathers as my grandfather would say.Skimming over the aspects of finding a note, negotiating a price, getting agreements and assignments signed, calling the borrower and introducing yourself is not an education, it's an enlightenment to the process.Now, hopefully everyone knows why I seem so negative when someone that has no finance knowledge, very little real estate knowledge and a lack of business experience posts to say they want to get into the note business and begin next month after some crash course.If someone is a technician in some field or a business operator, perhaps an airline pilot or a computer engineer, there is no way I could step into their shoes in a month or probably a year and do what they do.

Once agents realize you are a legit buyer, they will be working hard to get you listings that fit your criteria, instead of letting a computer do the work.

The computer had a glitch and we didn't pay you.

You may need to use a PM at some point for a variety of reasons (you've purchased more property then you can manage yourself, you've been relocated out of the area, other job/time commitments, you suck at selecting/managing tenants, etc.).Also, future buyers will likely factor in PM costs when they do a proforma computation of the NOI of your property, which directly impacts what they're willing to pay.

Luckily for you, your county assessor's office has an online search site so you can find out the information right from your computer.