I have always tried to estimate a little bit to the high side, so the surprises are less apparent.After the loan is approved, and you are getting near the closing, the settlement costs will be used from your Good Faith Estimate in a more precise manner.

Go to a Sherwin-Williams dealer and ask for a vinyl-safe color chart.

I think the bulk of lease/options are unsuitable for the folks that purchase them for precisely the reasons documented in this thread.

Personally I would just gather all the information do a pro con chart and favor what feels right.

., you are precisely who I was thinking of.

I'm not a precious metals fan, but even if I were the long term chart would give me pause.

I looked at historical charts of prices and rates and there seems to be a little correlation.Now I need to find a chart with home prices superimposed on charts of "unemployment, economic outlook, population growth, household creation/consolidation, consumer confidence, tax codes, etc." to figure this all out....

I am studying precisely to do what you mention.

In this market, if the payments are made in a timely fashion the odds of that lender initiating a call are precisely zero.

---------------------------------------------------------------------------------More precisely, I meant to say that the top 0.1 percent of traders can build up very quickly and consistently.