I think you're too much at risk with a house with no (known to us) opportunities to rapidly increase it's value to cover an LTV spread when it comes time to refinance out of that hard money, so you're either going to bleed slowly to death on paying interest to hard money that you can't get out of, because you can't get anyone to refi, or you're going to end up having to hustle extremely (read this as take on another job or two) to pay that thing down until you're in that range to refinance.

The Middle Class will pay a BIG price and many of them will swell the ranks of the lower classes below middle class.

Your negative attitude towards rates you feel are too expensive is bleeding through into your conversation.3.

Meanwhile a year later, this project is bleeding $$.

Meanwhile the holding costs will be accruing and you'll bleed to death financially.

I just got a phone call this morning from another roommate saying they are worried because the problem tenant believes someone is doing witch craft in the house, causing his brain to swell, and giving him headaches.

While trying to do my best to not bleed too much in the process of rehab, I am trying to figure out 'how I can refinance it for 75-80% LTV of ARV, right after or as quickly as I possibly can?

Some of the numbers made my eyes bleed.

If that is your cash flow on a MF/quad after only PITI, it will bleed cash. 

A loss-making, cash-bleeding property is rarely good for anyone..Based on the report, he's buying a property for $200k that will generate $1,350 monthly income so we're already starting pretty low.