Perhaps I should start a "guru" business...lol.

The liability coverage is way better, the building coverage is often better, and commercial policies typically cover loss of business income as well, which a homeowners policy isn't going to help you with.California + wildfire area + STR is super tough. 

I’ve been in the real estate business as a broker, helping clients buy and sell homes, but I’m looking to take things to the next level by diving deeper into investing.

This is really going to depend on the state you are looking to do business in.

I was wondering how people managed to scale their businesses faster.

To cover renovations, I secured a $60K hard money loan, allowing me to improve the property without a significant initial investment.

Some will handle their own renovations, while others might negotiate a TI allowance.

Thanks Ryan, now that I’m out of my busy season for work I would def love to attend.

Think of it like buying an existing performing business.

This will help attract more business to the state, keep it coming!