Strong jobs reports had a larger effect on the 10 year treasury, followed by strong retail sales numbers, followed by EU inflation numbers, then followed by election results but honestly election results only affected rates for a couple of days.Lots of pressure on treasuries from the level of debt the US is carrying, but remember the Fed is also still doing quantitative tightening (while cutting rates) which is additional upward pressure on rates.

Mortgage lending is highly competitive, and there are many newbie loan officers that will bend over backwards to get you to pull a credit report and pay for an appraisal.

I have a title report from my lawyer, but it is somewhat confusing as the land has been subdivided (it started as 9 acres and is now 1.5) and has quite a few transactions - including to the county (I.e allowing the county to build a road).

I hate to report that I was a victim of a lender scam.

Thanks in advance. if it were me i would buy something i can house hack but the above is really very limited information so it really will boil down to personal preference.

There are foundation cracks near the area in question, but I haven't received any reports of water intrusion. 

Owner financing makes sense when you have their credit report in hand.

Thank you in advance.

Proper documentation and consistent reporting are crucial to ensure compliance with IRS requirements.

Thanks in advance!