There still may be a preferred return as LPs want some idea of a minimum return on their equity even if it is accruing not not actually being distributed.

Continue to save and live well below your means, and accrue properties over the years. 

Person Y comes along and either a) pays the entire outstanding loan balance of hypothetically $153,246 or b) does a mortgage reinstatement in which only the accrued mortgage payments which have not been made, (from when person X stopped paying until today) of hypothetically $37,296 are made and person Y agrees to pay future mortgage payments as they come due.In this example, the future payments are roughly $153K minus $37K or $116K.

Or, find an alternative way to fund to projects through a personal loan or store cc if you can pay it off before accruing interest.

Having more doors will not only help you accrue revenue faster, but will lessen your exposure to vacant units.

I sold that house for more than double what I payed, was able to put 20% on my new place, and pay off all my debts.... of course soon after, we accrued more debt.

These are his three demands:1) his DP amount, plus the other expenses he has covered 2) Two years worth of would-be income 3) A share of the appreciation that has accrued since closing (two months) I don’t have any problem with #1 above.

I have never actually sat down and ran the numbers to compare longterm expected appreciation growth in a HCOL area to the potential yearly accrued savings from buying multiple cheaper properties out of state with all the added costs,stress, and time cost more than anything.

And I’m going to be accruing quite a bit of debt.

The deferred balance does not accrue interest but just sits there and is due when there is a payoff.Forbearance plus deferred principal equals giving people more time to get caught up on their mortgages which equals less foreclosures.