Here's a breakdown:Conservative: 8-10% after covering all expenses (mortgage, taxes, insurance, property management).

Well one thing that is interesting in regards to Earnest Money is that you take a place like Ohio, I'd imagine it's the same in Oregon but in Ohio the Division of Real Estate regulates the activities of real estate brokerages and their trust accounts but the Division of Insurance is who regulates title companies.

Leverage technology early and put everything in the cloud, so you can access info wherever you are.Make sure to get properly licensed and obtain E&O Insurance.

Those can indicate poor management, deferred maintenance, difficult and expensive upkeep like ocean front which will bring up issues with rising oceans, insurance, and hurricanes. 

My principal/interest, escrow, and insurance is 1570, and my HOA is 306 and it includes water.

I’m wondering on the process of getting things in order to rehab the house through insurance and put it up for sale.

Not if insurance paid for it.

Using your ratio that leave 13.38% for pm, insurance, maintenance/cap ex.  

Anyone speaking in "sure-thing / simple" terms, I call BS. 

Insurance cost for weather-related disasters is growing to a major concern in many of the southern markets.