You should talk to @brian adams he is a investor in the killeen area and a agent so win win.

@Quandra Adams as long as you meet the terms of the contract, usually owner occupy for one year, you can do it over and over again.

I can’t afford anything in the NY Metro Area at the moment, so I’m exploring areas in:my home state of Vermont (Southern VT mainly)Keene, NYPittsburgh, PA where my brother livesKingston, NY (Upstate NY area/Catskills)North Adams, MA (college town)I’m trying to stick to areas I have some ties to since it will most likely be an out-of-state situation with a property manager.My goal is to buy a 2-4 unit property that is in decent shape, rent the units, and have one unit for myself to come to when I want to get away from NYC.I’ve been running numbers on both the rental property calculator and the BRRRR calculator with varying results.

(If you are in the Denver market that should feel like a different planet) There is nothing remotely close to listed in denver (even in adams county) for less then a gross rent multiplier of less than 130 times monthly rent.

@Adam Widder great advice too man.

Originally posted by @Adam Schmitt:Andrew,I can’t say anything about specific refinancing, but The Farmers Bank has been great to work with overall on my personal mortgage as well as purchasing my first two properties.  

@Adam ClearFoundation repair

I know this story is a little different than your concern but the outcome should be the same.A few years ago we leased to a new tenant and she was adamant on not having our extremely trusted handyman back in her unit.

@Alexander Felice, @Adam L., @Daniel Lehman, @Albert BuiThank you all for your great advice I think I may try to refinance out to a Conv or I may just pay the difference.

-Adam