The notion that they have absorbingly high rates and low LTV feel outdated. 

Putting aside the notion of the rebates altogether, taking 1 percent off seems fair.

However, while uncertainty itself might be certain, looking a bit more closely at major qualms is often a clarifying exercise.Here are four I hear often:The threat of an imminent real estate price collapseThe risk of an economic recession means debt is better avoided in favor of liquidityAlternative investments like cryptocurrency and precious metals offer more protection and easier yieldCompetition for deals is at a fever pitchLet’s start with the notion that what goes up must soon come down in the real estate world.There’s no doubt that valuations have been going nuts.

The notion that Dave Ramsey's advice is for the poor or middle class is a fair argument in his methodology for real estate investing but when it comes to the tried and true staying out of bad debt and sticking to a budget; he could not be more spot on for anyone. 

If notionally saving $5k in tax in what should be a "big game" is a big deal to you, okay, but for most its not worth the headache.. 

Quote from @Kaylee Loomer: I’ve learned all there is to investing into Roth IRAs, Index Funds and ETFsI would first caution against your notion that you've learned all there is to know about these topics. 

This notion that prices can somehow consistently outstrip wages is of course bunk over the long term.

The notion that builders can or will slash new unit pricing 20% is just infantile thinking, it is a very ignorant statement that is far from true.

I like the notion of having cash from a REFI in the bank and although we would get a higher rate, if we stick to a new MTG amount we can pay, I'm good with it.

Thanks for your response @Austin Youmans I have confidence that there are no safety or health issues (lol one of our first tasks was bagging the leaves and even some dirt between our house and the little old lady next door due to MOTHBALLS and the awful eye burning smell they put off...it seems she had the notion that mothballs scared off snakes - and since  the property had sat empty for several years there were LOTS of mothballs (both whole and partially deteriorated) - but thankfully they are gone and I would know  - turns out I'm very sensitive  to them.