One fun fact to consider is that your first use of the VA loan does not come with the lending cap so if you did want to try and get a 4 unit on that first purchase you may be able to shoot a bit higher if you can qualify for the loan, which in VB may be your only avenue to multifamily without going toward the Norfolk area.

I talk a lot about REI Nation and how they've been my fantastic partner over the past year - they are a one-stop-shop and have helped me through some challenging situations.

Have you decided on which market you'll be investing in and what strategy you'll use?

There are no IRS liens or FTB liens.

If not, do you know how you would do it as there are multiple ways, some of which are better for investors you don't already have a relationship with. 

Are you trying to take advantage of the STR tax loophole? 

I should add that there's stairs to the basement which is finished and it has a big area.

Exterior maintenance such as pressure wash and gutter cleaning, these times we take care of them and usually at turnover.

Question:  What specific Insurance are you referring to?

Thanks for considering.I would let them know they are responsible and inform them they can make a payment plan if needed.