The overall population decreased in both Detroit and Cleveland between 2010 - 2013, but Atlanta's MSA population grew by  236,214 between 2010 - 2013.

Mitchell Bernier,Here in Central FL, we just got a 30% truss reduction, as well as a lumber decrease. 

Loan amounts do not have anything to do with when calculating gains.One thing that hasn't been mentioned, you can decrease your gain based on any improvements made to the house over the 20 years.

Once you get away from the city center into less desirable neighborhoods, the competition decreases; however thats not where the biggest profits are made.

I'm from the great state of NJ but moved to PA for cost of living decrease and plan to invest where i live now.

It does decrease my monthly mortgage expense, but the houses that can be house hacked are often more expensive.I'd appreciate your insights and experiences with house hacking. what number did it make sense for you to consider paying more for a house to house hack.

Anyone who is having that occur needs to get out of the landlording business immediately.I would much rather do a better job screening tenants and decrease the chance of economic vacancy way below the annual rate of 8% that this would offset.

It also decreases your overall payment on the mortgage since you have another unit(s) helping with the monthly PITI payment.You can also take out a Heloc or Heloan that will keep that first rate of 2.25% in place.

Even though you already have a W2, you might want to explore ways to increase your income and/or decrease expenditure in order to expedite the down payment savings.

Given rising debt costs, decreasing loan proceeds, and unpredictable demand, upcoming loan maturities will indeed test the market's resilience.