I am definitely having a hard time finding a reliable talented contractor.

With the recent zoning changes happening, often times the land value can be quite a bit. 

I know that probably wouldn't work out and may not even be worth my time since it can be so hard to prove.

So the bottom line is from this realtor is, don't waste my time.

This doesn't mean you get to keep his deposit however you can deduct money from the deposit for time the property was held. 

There’s nobody better to help you than @Dave FosterJust make sure if you go that route it’s worth the time/effort/dolalrs…If you sell for $110k you might only net $100k (or less).

As it enables you to live in one unit of a property while renting out others to pay your housing bills, house hacking is an excellent strategy—especially for first-time homebuyers.

When it comes to the finances I am planning to get a first time home buyer FHA loan with 3.5% down and when adding the closing fees and all the other fees we are looking around $12,000 dollars out of pocket.

She normally pays rent on time except for the last couple of months when she paid a few days late with late fees.  

It's because I care that I'm even taking the time to reply back to you.