The problem with fire beyond the structural issues is the smoke damage.  

If it is the second, there are detectors for that for around $50 that plug into the wall or are part of a smoke detector.  

Title coverage generally covers only surface rights as these are reasonably measurable financial losses that can be valued, we can only speculate if gold, or silver, copper, oil, natural gas or diamonds exist 5 miles up from the center of the earth and title coverage can only insure known assumable valuations, not to speculative values.

You don't want a tenant filling your unit with smoke, or cleaning ashes into a paper bag and burning down your house.  

One of the property I was looking at is in silver spring area which is a good location in general as it is near to DC and it is also bigger city itself. 

Given the current uncertainties, I would probably buy precious metals, evenly split between gold and silver and wait for the next correction.

Jean lost a majorly well paying job.It never hurts to have business savvy, and if you don't have it, the Renatus classes can help you, but won't do it for you.Just remember that you are what we call a "silver spooner".

Smoke alarms down like the fumes the Zinsser Shellac gives off so remove them before you apply the shellac so their sensors don't get saturated with the chemical.

They actually have different tiers like silver, gold, platinum, etc. 

Utility bills, smoking in the unit, pets, parking, who and how to contact in an emergency, what constitutes an emergency, etc.